There’s no denying that having a reliable method of transportation is essential for the average consumer. And when it comes to getting behind the wheel of one, many people look to obtain assistance with getting their vehicle financed. The question becomes, which option is the best? Some opt to pursue financing through a bank or […]
Category: Car Loans
Understanding Subprime Auto Loans
Buying a new or used vehicle is expensive, putting it out of reach for some drivers to buy without a loan. For many, getting approved for an auto loan doesn’t pose much difficulty; however, some struggle to get approved. Thankfully, some lenders provide what are known as subprime auto loans, allowing those with less-than-ideal credit […]
Rebuilding Your Credit and Reestablishing Creditworthiness
No one wants to be in a position to apply for bad credit financing when they need a reliable vehicle, but it’s often the only opportunity available for someone with a low credit score. The cycle of bad credit is exhausting and often seems endless because many lenders aren’t willing to assume the risk and […]
Auto Financing and the Factors That Impact Your APR
Shopping for cars is becoming increasingly convenient with new and inventive online platforms that make the whole experience faster and easier. But even with such advancements in car-buying techniques, auto financing still challenges many buyers due to its complexity. Multiple options are available for taking out an auto loan, including cost-effective solutions at your fingertips. […]
The Best Cars to Buy When You Have Bad Credit
Do you have low, bad, or no credit? If you’ve suffered a financial setback like bankruptcy, trying to find bankruptcy auto loans might seem impossible. But the good news is it’s not! Luckily some dealers and lenders are willing to work with drivers with any credit score, making it possible for you to get into […]
Bad Credit vs Good Credit Car Loans
I don’t really have to tell you that there are differences between the sorts of offers and terms you’ll find when looking at bad credit car loans compared to loans offered to someone with good credit. That being said, you might not immediately realize just what all of the differences are since some of them […]
What You Need to Know About Buying a Car With Bad Credit
A low credit score can make big purchases like buying a car difficult and stressful. Many banks won’t give loans to people with bad credit. Unfortunately, having a loan and making payments on time is one of the best ways to raise a bad credit score. On top of that, there are some situations where […]
Getting Financing for Your Next Used Car
For most people, buying a car will be the biggest expense of the year unless they are buying a house. Whether you buy a new or used car, you are going to have to come up with a significant amount of money. This often means squeezing an already tight budget. Since new cars come at […]
Car Costs: Doom and Gloom, or Sunshine on the Horizon?
If you’ve been shopping for a car lately, then I don’t need to tell you that cars are expensive right now. Even if you haven’t been shopping for one recently, you’ve probably seen plenty of headlines already that talk about it. In general, everything costs more right now than it did a year ago due […]
The Inside Scoop on Bad Credit Car Loans
Do you know your credit score? That three-digit number carries serious weight throughout your adult life. It can determine whether purchasing big-ticket items like a car or home is simple or stressful. For many people, the latter is true, as their credit scores leave room for improvement due to periods of financial instability or limited […]
Buy Here, Pay Here Car Loans
A common problem for many car buyers is the inevitable question of how to cover the cost of the car. After all, a vehicle is the second most expensive item the average person will buy in their lifetime. Even more to the point, buying a car happens multiple times for most people since cars are […]
Title Lender That Charges 300% Annual Interest Given Federal Pandemic Loan With 3% Interest
I have a riddle for you: a middle-class American worker and a massive, multi-state corporation both apply for a loan. The worker puts up his beloved Ford F-150, which he worked hard to buy, as collateral, while the corporation makes no such offer. One of them receives a $25 million loan while the other receives […]